Free Rent Receipt Generator India, HRA Claim Ready

Built for HRA claims under Section 10(13A), landlord PAN field, ₹1 revenue stamp slot, and 12-month monthly breakdown your employer's payroll team expects. FY 2026-27 metro list (8 cities) updated.

  • HRA compliant (Sec 10(13A))
  • Landlord PAN field included
  • ₹1 revenue stamp reminder
  • Monthly / quarterly / annual
  • FY 2026-27 metro list, 8 cities
  • No signup to browse

Rent Receipt Generator

Employee Details
Landlord Details
Signature Details
File Details
Terms and Conditions
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Date: 3 Apr 2026
Rent Receipt
This is to certify that Mr./Ms. Rajesh Kumar Sharma have paid ₹ 25000 to landlord, Mr/Ms Mrs. Priya Gupta towards Rent of month of April
(Acknowledged receipt enclosed).
Please reimburse the above amount. I further declare that what is stated above is correct and true.
Address: 456 Shanti Nagar, Sector 21, Gurgaon, Haryana 122015
Payment Method: Cash
Landlord Name: Mrs. Priya Gupta
Employee Name: Rajesh Kumar Sharma
Date: 3 Apr 2026
Revenue Stamp
Revenue Stamp
Signature
Signature

PDF downloads are currently available without watermark.

Used by Indian businesses

“Used this in January, my HRA claim was accepted without a single follow-up from HR.”
Aditi S. · Software engineer · Hyderabad
“12 monthly receipts in one go, all with my landlord's PAN pre-filled after the first one. 2 minutes total.”
Karthik V. · Analytics lead · Chennai
“My landlord didn't have a computer, I printed these, he signed, done.”
Ritu P. · Bank employee · Noida

What you get

Landlord PAN field

Required by CBDT Circular 8/2013 when annual rent exceeds ₹1,00,000. The generator prompts for it the moment your monthly × 12 crosses that threshold.

₹1 revenue stamp slot

Under the Indian Stamp Act 1899, rent receipts above ₹5,000 paid in cash need a ₹1 revenue stamp affixed and signed across. The form flags when this applies and leaves the stamp area visible.

Monthly, quarterly, annual

Most employers want 12 monthly receipts. Some accept quarterly. Government and PSU HR teams sometimes want a single annual receipt, pick the format your team uses.

FY 2026-27 metro list, 8 cities

Mumbai, Delhi, Kolkata, Chennai plus the four cities added by the Income Tax Rules 2026 update, Bengaluru, Hyderabad, Pune, Ahmedabad, qualify for 50% basic-salary HRA from FY 2026-27.

Form 12BB ready

Receipts plug straight into the Form 12BB investment declaration your employer collects each January. Match the rent figures across all 12 months and the landlord-PAN block.

Multi-property support

If you moved mid-year, generate separate receipt sets for each property with the correct date ranges. Your employer treats them as a continuous claim.

How it works

  1. 1

    Enter tenant and landlord details

    Your name, your landlord's name, rented address, monthly rent and rent period. Landlord PAN is required if annual rent exceeds ₹1,00,000 (CBDT Circular 8/2013).

  2. 2

    Pick monthly, quarterly or annual format

    Generate 12 individual monthly receipts, a quarterly bundle, or a single annual receipt, whichever your employer's payroll team asks for in the Form 12BB declaration.

  3. 3

    Download PDF and submit

    Attach the signed receipt (with a ₹1 revenue stamp if cash payment exceeds ₹5,000/month) to your Form 12BB or HRA proof submission. If your employer doesn't pay HRA, claim under Section 80GG instead.

About this rent receipt generator

What a rent receipt is for

A rent receipt is the primary document you submit to your employer's payroll team to claim House Rent Allowance (HRA) exemption under Section 10(13A) of the Income Tax Act, 1961, read with Rule 2A of the Income Tax Rules. Without a receipt signed by your landlord, your HRA is fully taxable as part of your salary. Most employers insist on receipts covering the entire financial year (April–March) before they release the exempted portion in your final settlement.

Important, tax regime: HRA exemption is available only under the old tax regime. Salaried employees who have opted into the new regime under Section 115BAC cannot claim HRA, regardless of how much rent they pay. Confirm your regime choice with payroll before the financial year starts.

What the receipt must contain

  • Tenant's name (you).
  • Landlord's name with "Mr./Mrs./Shri" prefix and signature.
  • Full rental address, flat/house number, building, locality, city, state, PIN.
  • Rent amount in numbers and words.
  • Period of rent, monthly, quarterly, or annual, with clear from/to dates.
  • Payment mode, cash, cheque, bank transfer, UPI.
  • Landlord's PAN if annual rent exceeds ₹1,00,000 (see below).
  • ₹1 revenue stamp affixed and signed across if individual monthly cash payment exceeds ₹5,000 (see below).

Landlord's PAN, the ₹1 lakh rule

Per CBDT Circular 8/2013, if your total rent paid during a financial year exceeds ₹1,00,000, you must provide your landlord's PAN on your Form 12BB declaration to your employer. If your landlord doesn't have a PAN, they must file a declaration in Form 60 along with their full name and address. Without this, your HRA claim may be disallowed in full, and you could face a tax demand plus penalty during scrutiny assessment.

Revenue stamp, the ₹5,000 rule

Under the Indian Stamp Act, 1899, any acknowledgment of a cash payment above ₹5,000 requires a revenue stamp. For rent receipts, this means: if your landlord is paid more than ₹5,000 per month in cash, each monthly receipt needs a ₹1 revenue stamp affixed and signed across by the landlord. Bank-transfer, cheque, and UPI payments don't need a revenue stamp regardless of amount, the bank record is itself the legal proof.

HRA exemption, how it's calculated

Your HRA exemption under Rule 2A is the least of these three:

  • Actual HRA received from your employer
  • Rent paid minus 10% of basic salary
  • 50% of basic salary if you live in a metro city, or 40% if non-metro

The receipts you submit establish the "rent paid" figure. The other two come from your salary slip.

Metro vs non-metro list, FY 2026-27 update

The Income Tax Rules 2026 (effective 1 April 2026) expanded the metro list for the 50% HRA ceiling. The current list is:

  • Original four metros (50%): Mumbai, Delhi, Kolkata, Chennai.
  • Added in FY 2026-27 (50%): Bengaluru, Hyderabad, Pune, Ahmedabad.
  • All other cities (40%): non-metro for HRA purposes.

Transition note: When you file your ITR for FY 2025-26 (due 31 July 2026), the older 4-metro list still applies, Bengaluru, Hyderabad, Pune and Ahmedabad were classified as non-metro for that year. The 8-city expansion only applies to FY 2026-27 onwards.

If your employer doesn't pay HRA, Section 80GG

Salaried employees whose CTC doesn't include an HRA component, and self-employed individuals paying rent, can claim a deduction under Section 80GG instead. The deduction is the least of: ₹5,000 per month, 25% of total income, or actual rent paid minus 10% of total income. You file Form 10BA along with your ITR. Rent receipts still serve as the underlying proof.

When HR teams reject receipts

  • Landlord's signature missing or dated inconsistently with the rent period.
  • Missing ₹1 revenue stamp on cash receipts above ₹5,000.
  • Landlord's PAN missing when annual rent exceeds ₹1,00,000 and Form 60 not provided as fallback.
  • Receipts covering overlapping periods (e.g. two landlords for the same month).
  • Receipts signed with digital signatures that look generated, HR prefers wet-ink signatures for monthly receipts.
  • Rent paid to a spouse, disallowed under settled case law. Rent paid to a parent is allowed if the parent declares it as income.

Frequently asked

Rent receipt kaise banaye, is this generator really free?
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Yes. Fill the form, preview the receipt and tweak the details unlimited times without signing up. The PDF download uses one credit after signup, signup includes 10 free credits, no card required.
Do I need my landlord's PAN on the rent receipt?
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Yes, if your annual rent paid exceeds ₹1,00,000. Per CBDT Circular 8/2013, the landlord's PAN must appear on your Form 12BB declaration. Without it, your HRA claim can be disallowed in full at assessment.
When is a ₹1 revenue stamp required on a rent receipt?
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On any rent receipt where the monthly cash payment exceeds ₹5,000, required by the Indian Stamp Act, 1899. Cheque, bank transfer and UPI payments don't need a revenue stamp regardless of the amount, because the bank record is itself the legal proof.
Which cities are metro for HRA in FY 2026-27?
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From 1 April 2026, eight cities qualify for the 50% HRA ceiling: Mumbai, Delhi, Kolkata, Chennai (the original four) plus Bengaluru, Hyderabad, Pune and Ahmedabad (added by the Income Tax Rules 2026). For FY 2025-26 ITR filings the older 4-metro list still applies.
How many months of receipts do I need to submit?
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Most employers require receipts for every month you claim HRA, usually the full financial year (April to March). Some accept quarterly bundles and a few PSU/government employers want a single annual receipt instead.
Can I generate all 12 monthly receipts in one go?
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Yes, switch to the Bulk tab and upload a CSV with your 12 monthly amounts and date ranges, or generate 12 monthly receipts back-to-back from the same form (the landlord and address pre-fill after the first one).
What if I changed flats during the year?
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Create two separate receipt sets, one per landlord with the correct from/to dates. Your employer's HR team will treat them as a continuous claim. Make sure the dates don't overlap.
What if my landlord doesn't have a PAN?
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They must file a declaration in Form 60 along with their full name and address. Your employer's HR team can provide the Form 60 template. The declaration goes with the rent receipts in your HRA proof submission.
What if my employer doesn't pay HRA, can I still claim?
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Yes, under Section 80GG you can claim a deduction even without HRA in your CTC. The deduction is the least of: ₹5,000 per month, 25% of total income, or actual rent paid minus 10% of total income. File Form 10BA with your ITR and keep the rent receipts as proof.
Can I claim HRA under the new tax regime?
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No. HRA exemption under Section 10(13A) is available only under the old tax regime. Salaried employees opting into the new regime under Section 115BAC cannot claim HRA, regardless of how much rent they pay. Choose carefully each year before payroll locks in the regime.

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